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Tuesday, November 25, 2008
CURRENT RATES
10 YEAR FIXED 5.25
15 YEAR FIXED 5.375
20 YEAR FIXED 5.625
30 YEAR FIXED 5.625
Rates quoted daily and are subject to change with ever changing market conditions. Call ' Your Local Lending Leader' and lock in today!!
* BUSINESS CONDITIONS ARE ALWAYS CHANGING. FINALLY LONG FIXED RATES ARE DROPPING DON'T DELAY* |
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Can I purchase or refinance a home with no money down? Answer |
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Do I qualify for a mortgage? Answer |
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What can I do to improve my chances of qualifying for home ownership? Answer |
| 4. |
What are closing costs and what all do they cover? Answer |
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Q
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Can I purchase or refinance a home with no money down? |
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Yes, we have zero down purchase programs. Most often they require a good credit history along with 2 years on job to qualify. Refinances can be done at no cost or costs built into the new loan. |
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Do I qualify for a mortgage? |
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Start by filling out our web application or pre-qualify form allowing us to look at your particular situation and determine what would be available to you. |
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What can I do to improve my chances of qualifying for home ownership? |
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Maintain three good trade lines for a minimum of one year with no payments more than thirty days late. These can include car loans, credit cards, student loans or finance company loans. Never use more credit than you can afford to pay. Don't use more than half of your available credit on credit cards (better yet pay them off each month). Keep things out of collections and maintain good job history. |
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What are closing costs and what all do they cover? |
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Our closing costs average around $1000 but can be negotiated. They cover Appraisal, Title insurance, Closing, Recording, Flood Check and Courier Fees. |
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Tuesday, November 25, 2008
TODAY ANOTHER $ 800 BILLION WAS PUMPED IN TO THE CREDIT MARKETS. DON'T DELAY TO RE-FINANCE OR PURCHASE NOW THAT FIXED RATES ARE WELL BELOW 6% FOR THE FIRST TIME SINCE JANUARY 08.
AS A WI LICENSED CPA I WILL FULLY EXPLAIN HOW A SHORTER TERM CAN NOT ONLY MEAN SIGNIFICANT SAVINGS NOW BUT IN THE FUTURE TOO!
* NOW IS THE TIME*
DON'T FALL FOR ON-LINE SCAMS! YOU WANT LOW RATES AND QUALITY SERVICE. YOU GET IT ALL AT SE WI MORTGAGE CORP.
JACK LEROSE PRESIDENT
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