Friday, September 03, 2010

CURRENT RATES

10 YEAR FIXED 3.75%ZERO POINTS!

15 YEAR FIXED 3.875 ZERO POINTS

20 YEAR FIXED 4.25%

30 YEAR FIXED 4.375%

 ZERO POINTS!

 

Rates quoted daily and are subject to change with ever changing market conditions. *

* NOTE CREDIT SCORES AND LOAN-TO VALUE REQUIREMENTS HAVE CHANGED*

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 Call ' Your Local Lending Leader' and lock in today!!

* BUSINESS CONDITIONS ARE ALWAYS CHANGING. FINALLY LONG FIXED RATES ARE DROPPING DON'T DELAY*

1. Can I purchase or refinance a home with no money down? Answer
2. Do I qualify for a mortgage? Answer
3. What can I do to improve my chances of qualifying for home ownership? Answer
4. What are closing costs and what all do they cover? Answer

Q : Can I purchase or refinance a home with no money down?
A :
Yes, we have zero down purchase programs. Most often they require a good credit history along with 2 years on job to qualify. Refinances can be done at no cost or costs built into the new loan.
 
Q : Do I qualify for a mortgage?
A :
Start by filling out our web application or pre-qualify form allowing us to look at your particular situation and determine what would be available to you.
 
Q : What can I do to improve my chances of qualifying for home ownership?
A :
Maintain three good trade lines for a minimum of one year with no payments more than thirty days late. These can include car loans, credit cards, student loans or finance company loans. Never use more credit than you can afford to pay. Don't use more than half of your available credit on credit cards (better yet pay them off each month). Keep things out of collections and maintain good job history.
 
Q : What are closing costs and what all do they cover?
A :
Our closing costs average around $1000 but can be negotiated. They cover Appraisal, Title insurance, Closing, Recording, Flood Check and Courier Fees.
 

Friday, September 03, 2010

* NOW IS THE TIME TO PURCHASE OR REFINANCE!  CALL THE COMPANY YOU CAN TRUST OVER 20 YEARS SERVING SE WISONSIN 

PRICING******

LOCKING LOANS BEFORE BEING CLEARED TO CLOSE IS EXPENSIVE AND IN THIS MARKET ENVIRONMENT NOT NEEDED! 

CALL AND GET THE FACTS!!

19 YEARS ZERO CONSUMER COMPLAINTS. WE DON'T WASTE YOUR VALUABLE TIME WE MAXIMISE IT!

  

 

* NOW IS THE TIME*

JACK LEROSE PRESIDENT